Get Fast & Flexible Financing for Your Modular Home – Apply Today!
Start your application now and get a response fast – no commitments required!
✅ Step 1: Click below to start your application.
✅ Step 2: Complete the simple loan form.
✅ Step 3: Get funds and start building.
Loans powered by Kind Lending
Low rates, no fees, and fast approvals – Building your dream home just got simpler.
The new modular home you’ve been thinking of building could be an easy online application away. Our financing partner offers quick financing to tackle almost any project — whether you want to build on existing residential property or on a different plot of land. It’s an easy process with low rates, flexible terms and no fees or prepayment penalties. What more can you ask for in a lender?
Why Choose Our Modular Financing?
- Flexible loan options for all credit types.
- Fast Approvals.
- No hidden fees or prepayment penalties.
- Use funds for any part of your project – from materials to labor.
Good credit deserves a great rate.
Good-to-excellent-credit customers deserve low-interest, fixed-rate financing and a convenient loan process. That’s what our financing partner delivers, so you can build your structure without breaking your budget.
From the foundation to the roof – no restrictions on structure type.
Use your funds to pay for every aspect of your project — including parts, labor and installation. There are no model restrictions, fees or land ownership requirements. Plus, our financing partner offers 9 different loans tailored to your situation and needs.
Easy online process puts you in control.
Apply in minutes with a simple online application, with flexible terms, you can choose what works best for you.
More Home Loan Options = More Approvals
Conventional
If you have a solid credit history, this may be your best choice. In addition to lower rate potential, there are a variety of term options.FHA
A Federal Housing Administration (FHA) loan is insured by the federal government and is great for first-time homebuyers.First Time Home Buyers
Buying a home is a big deal, right? You’re not alone. I’m here, along with my team, to help you navigate through the mortgage process so that it’s a fun and exciting journey for you. Let’s talk about your options for homeownership.
Jumbo
Moving up to a bigger home, building a luxury custom, or shopping in a high-cost area? Our Jumbo loan program might be the solution!Non-QM Mortgage
Do you need mortgage options that are non-traditional? We offer access to options that allow you to qualify using better representations of your reliability as a borrower.Renovation Lending
Renovation lending can be a great option for you to purchase and create the home you’ve always wanted without having to drain your savings in the process.
Reverse Mortgage
If you’re 62 or older, a Reverse Mortgage may be right for you. Discover all of the advantages of a reverse mortgage. Contact me today to learn more.USDA
For those who meet certain income requirements, live in designated “rural” areas, and who may not qualify for conventional loans.VA
Created after WWII, VA loans are available for military veterans, active service members, surviving spouses, and some reservists.
Not Sure Which Loan is Right For You? Apply Today, and Our Experts Will Help You Choose The Best Option!
Meet YOUr finance partner
As a Modular Financing expert, I have over 23 years of experience in the mortgage industry. With an extensive and diverse background, a passion for helping others, and a dedication to building strong relationships, I’m committed to helping families achieve the dream of homeownership. My journey began in Las Vegas, where I earned a Distinguished Scholar Diploma and a full athletic scholarship to UNLV, culminating in a Bachelor’s Degree. I founded a residential mortgage company that became the 8th largest brokerage in the U.S., and I later trained thousands in sales strategies across the country. My diverse career also includes executive roles in consultancy and real estate, where I developed significant projects and innovative concepts. Inspired by early encounters with Mike Tyson, I became a millionaire in my 20s, and I now cherish family time and coaching little league, applying the teamwork principles I learned from baseball to all aspects of life. Whether you’re moving, renovating, or refinancing, I look forward to helping you explore your loan options.
Bill Wallace
NMLS# 512578
Frequently Asked Questions About Home Loans
1. What types of home loans do you offer?
We offer a variety of home loans to suit your needs, including:
- Conventional Loans: Ideal for borrowers with solid credit history.
- FHA Loans: Great for first-time homebuyers with lower down payment requirements.
- VA Loans: Exclusively for veterans, active service members, and surviving spouses.
- Jumbo Loans: For financing high-value homes.
- USDA Loans: For rural and suburban properties with specific income qualifications.
- Non-QM Loans: For borrowers with non-traditional income documentation.
- Reverse Mortgages: Designed for homeowners aged 62 and older.
- Renovation Loans: To finance home improvement projects.
2. What’s the difference between a fixed-rate and adjustable-rate mortgage?
- Fixed-Rate Mortgage: Your interest rate and monthly payments remain the same for the life of the loan.
- Adjustable-Rate Mortgage (ARM): The interest rate may start lower but can change periodically, depending on market conditions.
3. How much can I borrow?
The amount you can borrow depends on your income, credit score, debt-to-income ratio, and the type of loan. Apply online now to see how much you pre-qualify for.
4. What credit score do I need to qualify?
We work with borrowers of all credit levels. While a higher credit score may secure better rates, we offer options for those with less-than-perfect credit as well.
5. How long does the approval process take?
Approval is fast! Most applications are reviewed within 24-48 hours. In many cases, you’ll receive a decision in 3-5 business day.
6. Are there any fees or prepayment penalties?
No, we do not charge hidden fees or prepayment penalties. You’re free to pay off your loan early without any additional costs.
7. Can I use the loan for any part of my modular home project?
Yes! Funds can be used for materials, labor, installation, or any other aspect of your modular home build.
8. What documents do I need to apply?
Typically, you’ll need:
- Proof of income (e.g., pay stubs, tax returns)
- Credit history information
- Details about the property or project you’re financing Our application process is simple and streamlined, so we’ll guide you through any specific requirements.
9. How do I apply for a loan?
Click the “Apply Now” button on this page and complete the online application. It only takes a few minutes, and our team is here to help if you have questions.
10. Do you offer loans for refinancing?
Yes, we offer refinancing options for those looking to lower their interest rate or access equity from their property.
11. Can I speak to someone for more information?
Of course! Our friendly loan specialists are here to answer your questions. Call us at 1-702-610-7086 or email [email protected].